Struggling with unmanageable debt? Our expert team negotiates directly with your lenders to reach a mutually agreeable settlement. You pay a success fee only if we save you money. No settlement, no fee.
No hidden fees, no false promises. Just a structured negotiation with your lender.
We review your loans, credit report, and financial situation. We tell you upfront if settlement is viable — and if it isn't.
Our expert negotiators contact your lender on your behalf using documented settlement frameworks. We provide regular updates throughout the process.
You receive the settlement agreement for review. On payment, the lender issues a No Dues Certificate (NDC).
Your NDC allows us (or you directly) to file for removal of the settled entry from your credit report — restoring future loan eligibility.
Debt settlement works best for specific financial situations. Here are the profiles we serve.
You have a personal loan, credit card, or business loan in default and want to resolve the outstanding without bankruptcy or legal action.
You're receiving collection calls and need a structured resolution path managed by our team that stops the harassment and creates a clear exit.
Your credit report has settled or written-off entries. A proper settlement with NDC allows you to rebuild your credit legitimately.
Debt settlement (also known as debt negotiation or debt relief) is a legal, structured negotiation between you, a professional negotiator, and your lender. Instead of paying the full outstanding balance, we negotiate with the lender to accept a reduced lump-sum payment to close the account.
This is distinct from "credit repair scams." A successful settlement results in a No Dues Certificate (NDC) from the lender, which legally clears your obligation and allows you to start rebuilding your credit.
Our Debt Settlement service is end-to-end. We do the heavy lifting:
Every commitment we make is backed by documented processes.
We follow documented, ethical negotiation practices. On successful settlement, the lender issues a No Dues Certificate (NDC).
Your financial situation and documents are kept strictly confidential.
You only pay after a successful settlement — 15% of the amount we save you.
Important Disclaimer: Corvanta Financial Services is an independent, privately-owned credit report review and dispute documentation consultancy. We are not affiliated with, endorsed by, sponsored by, or acting as an agent of TransUnion CIBIL Limited, Equifax, Experian, CRIF Highmark, the Reserve Bank of India, or any bank or financial institution.
All services are provided on a case-by-case basis. Outcomes depend on the specifics of each case and are subject to verification by the relevant credit bureaus and lenders. We do not guarantee any specific result, credit score improvement, or loan approval.
Consumers can file disputes directly with credit information companies at no cost through their standard grievance mechanisms. Our services are optional third-party assistance for those who prefer to engage a professional consultancy.
Please review our Terms & Conditions, Refund Policy, and Legal Disclaimer before engaging our services.
Get expert advice on credit health advisory. Our team contacts you during business hours.
This helps us recommend the right plan.